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November 4, 2015

Expensive Manpower HSA plans of 2016

I am a W2 consultant in Manpower (Experis) in WA.  Some colleagues and I complain about the Manpower HSA plans of 2016 because it is really expensive.

After looking into their insurance plans of United Health Care in 2016, I would say the Base HSA plan is really expensive compared to individual plans in WA such as Premera, Lifewise and even United Health Care.

If I compare 2 plans between United Health HSA 6500 (HSA6500) and United Health Care (Base HSA Plan) in Manpower, I get the following result:

For the family size, we need to pay annual premium $15230.28 for Manpower, but the out of pocket is still high. If I shop by myself, I just pay $9,498, but the out of pocket is similar. Paying $5,732 annually gets the similar result. That’s really bad. If I use Premera’s plans, I get the same result. 

If you are W2 consultants in Manpower and you are healthy, plan to have the major surgery or pregnant in 2016, don’t enroll in Manpower’s Plan because you need to pay $15230.28. You can just shop individual plan in Premera , Lifewise or even in the State Exchange . You will save a lot of money.

Everyone says employers sponsor 20-50% of insurance, but in Manpower, I don’t see it at all.

They are trying to let consultants in 50 States pay the same price (bi-weekly). Different State has the different rate of insurance. That’s the common sense.

Manpower, if you expect to hire consultants to work for you,  please make them happy and treat them nicely. 

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